Which Travel Credit Cards Will Get You to Disney World for FREE in 2026?

Are you dreaming of a Disney World vacation without draining your savings? The right travel credit card can make that dream trip a reality, and possibly free.

Magic Kingdom

By taking advantage of generous welcome bonuses, flexible point transfers, and valuable travel perks, you can cover flights to Orlando, book hotel stays near the parks, and even enjoy VIP travel upgrades along the way. Today, we’re breaking down four of the best travel credit cards to get you to Disney World for free in 2026 and how to use their rewards to turn your Disney vacation goals into reality.

Chase Sapphire Preferred

Top perks

• Generous earnings on travel and dining (5× points on travel booked through Chase Travel, 3× on dining, and 2× on other travel purchases as advertised by Chase).

• 1:1 transferable points to major airline and hotel partners (allows you to convert Ultimate Rewards into airline miles or hotel points for award bookings).

• Competitive welcome offers (frequently in the 60k–75k points range), which can cover at least one round-trip domestic flight or a significant portion of a two-person trip when used wisely.

• Free DashPass for DoorDash!

Disney trip advantage
Transfer Ultimate Rewards to airlines like United, Southwest, or JetBlue (or to hotel partners) to book award flights into Orlando International Airport, or nearby airports. Many welcome bonuses on this card can translate to one or two economy round-trips depending on routing and award availability.

Things to consider

• Annual fee vs. value: The Chase Sapphire’s moderate annual fee means you need to use points or benefits to justify keeping it. Check the current fee on Chase’s site when applying; however, right now, the current fee is $95.

• Offer timing & spend: Welcome offers require meeting minimum spend in a short window; plan big purchases accordingly.

• Redemption changes: Card features and redemption bonuses can change; always confirm current redemption multipliers or portal boosts before relying on them.

©Chase

Capital One Venture

Top perks

• Flat earning rate: Earn 2× miles on all purchases (with elevated earnings, like 5× on hotels/rental cars booked through Capital One Travel). Capital One’s site details these earning structures.

• Global Entry/TSA PreCheck credit and travel protections that smooth travel to MCO.

• Large welcome bonuses are common (e.g., 75,000 miles for meeting the spend requirement), which can be redeemed as travel statement credits or transferred to airline partners for award flights.

Disney trip advantage
Venture miles can be used flexibly to “erase” airfare or hotel purchases as statement credits. This is great when you want a simple route to covering your Orlando flights without juggling transfer partners. Or transfer to partners for award flights if you can get a better value. You also get access to airport lounges, which can be helpful when traveling.

Things to consider

• Redemption value varies: Using miles as statement credits is easy, but not always the highest value. Transferring to airlines can yield better value but requires more work and award-space searching.

• Annual fee: There’s an annual fee of $95. So you need to make sure the card’s benefits offset that cost for your travel plans.

• Welcome-offer timing: As with other cards, the welcome bonus requires meeting a minimum spend in a limited window. Map out when you’ll apply and spend

©Capital One

The Platinum Card from American Express

Top perks

• High earnings on flights (for example, you can get 5× Membership Rewards points on flights booked directly with airlines or via Amex Travel). Access to extensive airline and hotel transfer partners helps book luxury or last-minute flights to Orlando.

• Premium travel credits & lounge access: Amex Platinum provides multiple credits (airline incidental, Uber, hotel credits) and access to Centurion and partner lounges, which will elevate the travel experience before you even reach the parks. Recent Amex updates have expanded hotel credits and other perks, so check current enrollment rules.

• Large welcome offers that can fund premium airfare or multiple economy seats when converted to points and transferred.

Disney trip advantage
If you want to fly in premium cabins, enjoy airport lounges, or book high-end hotel stays near Disney (or in Orlando), the Platinum Card’s benefits and credits can significantly reduce out-of-pocket costs. The card’s upgraded hotel credits also help offset stays booked through Amex Travel or Fine Hotels & Resorts.

Things to consider

• High annual fee: The Amex Platinum carries a substantial annual fee. Recent reporting shows an increase to $895 for new applicants with updates to credits; make sure the credits you’ll actually use justify that fee.

• Enrollment required for some credits: Airline incidental credits and other statement credits often require enrollment or qualifying purchases to receive reimbursement. Read the terms carefully.

• Best for premium travelers: If you don’t plan to use lounge access, hotel credits, or the other premium perks, the net value may be low relative to the fee.

©American Express

Marriott Bonvoy Credit Card

Top perks

• Annual Free Night Award: after your account anniversary, you can get a free stay. Chase’s Bonvoy Boundless and other variants often include a free night award valued up to a specified points level.

• Generous points on Marriott stays and opportunities for elite status, which can help stretch stays at hotels near Disney or at Marriott properties in the Orlando area.

• Attractive welcome offers on some versions (examples include sizable bonus points plus 1 free night award after meeting initial spend).

Disney trip advantage
Use the Free Night Award and accumulated Bonvoy points to cover one or more nights at Marriott properties near Disney World, including Disney World’s Swan and Dolphin Resort. This card can eliminate or greatly reduce your hotel bill for a Disney trip.

Things to consider

• Which Marriott card matters: Marriott has multiple co-branded cards with different benefits, fee levels, and free-night values. You’ll want to pick the version that best fits your stay plans (Boundless, Bonvoy Brilliant, or lower-fee options).

• Resort fees & taxes: Free Night Awards typically cover the nightly rate but not always resort fees or taxes so be sure to check the property’s policy and add those costs into your budget.

• Award availability & dynamic pricing: Marriott moved to more flexible pricing; availability and points required can vary by date and property. You’ll want to book early or be flexible with dates to get top value.

• Need a Second Card. As the Marriott cards focus on hotel stays, you might want to pair it with another travel card especially if you fly to Disney World often.

Travel Credit Card Comparison

How to Combine Cards for a Truly “Free” Disney Trip

• Flights on points + hotel on points: Use a transferable-points card (Chase Sapphire Preferred or Amex Platinum) or Capital One transfers to book award flights, and use your Marriott Bonvoy card to cover hotel nights with a Free Night Award and points.

• Use statement credits smartly: Capital One Venture’s “erase” feature or Amex Platinum hotel/airline credits can directly reduce travel charges you charge to the card.

• Stack welcome bonuses: Timing multiple sign-up bonuses across different cards can cover airfare and several nights at a hotel. Plan purchases and timing so you meet the welcome offers without overspending.

Magic Kingdom

Each of these cards offers unique perks, whether you’re after upgrades or simple savings. For more tips on planning your next Disney vacation, from the best dining deals to hidden hotel hacks, be sure to follow Disney Food Blog.

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Oh boy, planning a Disney trip can be quite the adventure, and we totally get it! But fear not, dear friends, we compiled EVERYTHING you need (and the things to avoid!) to plan the ULTIMATE Disney vacation.

Whether you're a rookie or a seasoned pro, our insider tips and tricks will have you exploring the parks like never before. So come along with us, and get planning your most magical vacation ever!

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